Part of the Professional Wealth & Risk Management role is aiding clients in the processes of comprehensive retirement, estate and tax planning services. We have become an integral component of our client’s advisory group that includes their Accountants and Lawyers. Often the most entrepreneurial of the group, our contributions are not compensated until completion of a defined benefit for the client.

An initial investment of time with prospective clients is required to uncover their short and long term goals and objectives.  Our clients have empowered us to help reverse engineer and employ their plan intended to bring these goals and objective to fruition.

Transparency and confidentiality are two ingredients required for this process to be successful and symbiotic.

If you feel your business or family could benefit from an initial review meeting to determine if working together is viable, then we would like to hear from you.

Todd MacKenzie – Director

Born and raised in Victoria, Todd attended the University of Victoria before entering the Financial Service industry in 1996 with Laurentian Bank. Much of Todd’s early knowledge and experience was acquired while employed at Manulife Financial & Securities, working alongside some of Victoria’s most qualified Financial Planners.

In 2001 Todd officially became an Independent Broker working directly for his client, not representing any one individual Insurer or Investment provider. Since that time he has been involved in working with several start-ups and many well established Businesses and Owners.

Complemented by a strong and diverse business background of his own, Todd offers 23 years of practical experience in the Financial Service Industry. The tuition fee of Todd’s own entrepreneurial endeavours has brought additional acquired experience that could not be learned in a book.  While this education has at times been expensive, it is his firsthand experience that has made him an asset in helping many families and small business clients alike; through both the good and more importantly harder times.

Whether he is working with individuals, families, professionals or business owners, Todd prides himself on the quality of service and understanding he provides in properly accessing and managing each client’s unique insurance and investment needs. Todd also strives for a work-life balance with an active lifestyle of his own.

Melissa Huston – Director

Originally from the prairies, Melissa came to Victoria in 1999 to attend the University of Victoria. She earned a Bachelor of Arts degree in 2006 and began working in the financial industry later on that year.

Since then, Melissa has completed numerous courses in the field and has had experience working with securities, mutual funds, and life insurance products. In 2016, she earned the Financial Planning Standards Council Level 1 Certificate, and in 2017, she qualified for the Group Benefits Associate (GBA) designation through the International Foundation of Employee Benefit Plans.

Melissa is now specializing in health insurance and employee benefit plans. Having learnt the industry from the inside out, she has a unique advantage for ensuring client needs are taken care of quickly and efficiently.

Outside of the office, she enjoys spending time outdoors and sampling the variety of arts & cultural activities available in Victoria with her husband and friends.